FHA Home Loans

FHA loans are the smart choice for a new home loan.

FHA loans are a great option for home financing for first-time home buyers and those with less than perfect credit. An FHA loan is often a better option if you have a fair to good credit rating and are looking for a low down payment option with less out-of-pocket cash than required with most conventional loans

FHA mortgage loan benefits:

• First-time homebuyer advantages
• Down payments as low as 3.5% of the purchase price
• Loan options for those with low-to-moderate incomes
• Available for refinance of fixed and adjustable-rate mortgages

Generally, FHA standards are less strict when it comes to mortgage insurance. Plus, if you do not qualify for conventional financing, an FHA home loan may be your key to home ownership. National Bank Of Kansas City has FHA Loan Specialists that are fully trained in the HUD-insured loan industry. We can help you find all the information needed on FHA Guidelines to determine whether you qualify for an FHA Loan.